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Break Free Today: Stop Interest from Stealing Your Future
See your fastest projected path to zero with debt payoff calculators. Track how much interest you could save and watch your balances drop.
How It Works
Three steps to see your debt payoff projections and track your progress.
Upload Your Statements
Securely upload your credit card and loan statements. Our AI extracts every detail automatically.
See Your Projections
Generate debt payoff projections using proven methods like Avalanche & Snowball, based on the data you enter.
Track Your Progress
Watch your debt shrink month by month with real-time dashboards, alerts, and milestones.
See Your Cash Flow
Enter your income and expenses to see how much you could direct toward debt repayment each month.
Compare Payoff Scenarios
Compare Avalanche and Snowball methods to see which projects the lowest interest cost and fastest payoff based on your data.
Lower Your Costs
See how negotiating lower rates, leveraging balance transfers, and reducing interest could put more of your money toward principal.
See What the Numbers Show
Managing debt doesn't have to be overwhelming. ClearDebt gives you self-directed projection tools to visualize how different strategies could reduce your debt faster and lower your total interest cost.
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Cash Flow Analysis: Understand your income and expenses
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Payoff Projections: Compare Avalanche and Snowball strategies side by side
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Interest Rate Reduction: Lower costs and pay off debt sooner
What ClearDebt Users Say
Real stories from people taking control of their finances.
"ClearDebt helped me see exactly where my money was going. I paid off $23k in credit card debt in 14 months."
Sarah M.
Paid off $23k in credit card debt
"The AI strategy was a game-changer. It found $340/month I could redirect to my highest-APR card."
James R.
Saved $4,200 in interest
"I finally feel in control. Seeing the payoff date move closer every month keeps me motivated."
Maria L.
On track to be debt-free by 2027
Results vary. Projections are estimates based on user-entered data and are not guarantees of financial outcomes.
Debt Payoff Projections & Education
Within seconds ClearDebt generates debt payoff projections based on your inputs. No phone calls. No spreadsheets. No guesswork.
See how much you could save in interest by using ClearDebt's projection tools — available 24/7 whenever you're ready to run the numbers.
Simple, Transparent Pricing
Start free and upgrade when you're ready to accelerate your debt payoff.
Free
Get started tracking your debt
- Manual debt account entry
- Basic payoff calculator
- Blog access
High-Level Analyst
Automated extraction & strategy tools
- Everything in Free
- PDF statement upload
- AI document extraction
- Strategy groups & analysis
Strategic Planner
Full AI-powered debt projections
- Everything in Analyst
- AI strategy agent
- Saved analyses & sharing
- Progress snapshots