About ClearDebt
We build debt-payoff projection tools. We don't sell debt advice, and we don't take referral fees from creditors you owe.
What ClearDebt does
ClearDebt turns your real account statements into payoff projections. You upload a PDF or enter balances manually, and the app calculates how long each balance takes to clear at different monthly payments and strategies (Avalanche, Snowball, or custom). The output is math — not advice.
The tool shows. The user decides. Every projection is a calculation you could do by hand if you had a spreadsheet, the patience, and the formulas. We're a faster spreadsheet with charts.
Why we built it
Most debt content online optimizes for affiliate revenue from balance-transfer cards and consolidation loans. We wanted a tool that started from the user's actual numbers and showed the trade-offs honestly — including when a balance transfer would and would not save money.
Who runs ClearDebt
Julia Price
Editorial Storyteller
Julia writes about debt strategies through a real-life lens, highlighting common mistakes and practical adjustments. She aims to make financial decision-making less overwhelming.
Articles are published under the byline "ClearDebt Team" and are reviewed by the editorial lead above. We are not certified financial planners, accountants, attorneys, or credit counselors, and nothing on this site is personalized advice for your situation.
How we make money
ClearDebt has two revenue streams: paid subscription tiers (see pricing) and display advertising on long-form blog content via Google AdSense. Some blog articles also include affiliate links to financial products; those are disclosed inline and in our affiliate disclosure. We never receive payment for product reviews and we don't accept money from any creditor you may already owe.
Trust & transparency
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Editorial policy
How we research and review articles → -
Calculation methodology
The math behind every projection → -
Privacy
What data we hold and why → -
Contact
[email protected] →
Company
ClearDebt is operated by ClearDebt LLC, a U.S.-registered limited liability company. The website is cleardebt.credit. For support, partnership, or press inquiries, email [email protected].