Cookie Preferences
We use cookies to improve your experience. See our Privacy Policy and Cookie Policy.
Every Feature You Need to Crush Debt Faster
Upload a statement. Get a strategy. Watch your balances drop. ClearDebt combines AI-powered extraction with proven payoff methods so you stop paying interest on interest.
Built for People Serious About Getting Out of Debt
No fluff. No generic budgeting. Every feature is designed to reduce what you owe and accelerate your payoff date.
Cash Flow Analysis
Enter your income and expenses to see how much you could direct toward debt each month — based on the numbers you provide.
Payoff Strategy Comparisons
Avalanche, Snowball, or Hybrid — compare strategies to see which projects the lowest cost or the one that keeps you motivated. We run the numbers either way.
AI Statement Extraction
Upload a bank or credit card statement and our Azure AI reads it in seconds. Balances, APRs, minimums, due dates — extracted automatically.
Strategy Dashboard
One screen to see every debt, every payment, every projection. Track your debt health score, utilization, and month-over-month progress.
AI Strategy Agent
Get blunt, data-driven projections from an AI that runs the numbers on your debt stack. No generic content. No product commissions. Just math.
Shareable Reports
Generate a read-only report link for your financial advisor, accountability partner, or spouse. Full transparency, zero friction.
Progress Tracking
Monthly snapshots, trend charts, and payoff projections that update every time you log a payment. Watch the finish line get closer.
Interest Reduction Tools
Projections showing how negotiating lower rates or leveraging balance transfers could reduce your total interest cost.
Your Entire Debt Picture — One Dashboard
See every balance, APR, minimum payment, and due date in a single view. Track your debt health score, utilization percentage, and month-over-month progress without switching between bank apps.
- Real-time debt health score
- Payment calendar with due-date alerts
- Trend charts & payoff projections
Upload a Statement. We'll Do the Data Entry.
Drop a PDF and our Azure AI extracts balances, APR, credit limits, minimum payments, and due dates in seconds. Nine major banks supported out of the box — with more added constantly.
- Automatic bank detection
- Field-level confidence scores
- One-click account creation from results
Watch the Finish Line Get Closer Every Month
Monthly progress snapshots, interest saved calculations, and a projected debt-free date that updates with every payment. ClearDebt keeps you accountable — and motivated.
- Monthly progress snapshots
- Interest saved vs. minimum-only payments
- Projected debt-free date
Pick the Plan That Matches Your Debt Load
Start free. Upgrade when you're ready for the heavy artillery.
| Feature | Free | Analyst | Strategist |
|---|---|---|---|
| Debt accounts | 3 | Unlimited | Unlimited |
| AI statement extraction | — | ✓ | ✓ |
| Payoff strategy comparisons | Basic | Full | Full |
| AI Strategy Agent | — | — | ✓ |
| Shareable reports | — | — | ✓ |
| Strategy groups | — | — | Unlimited |
Stop Paying Interest on Interest
Every day you wait costs you money. Create your free account, upload your first statement, and see exactly when you'll be debt-free.
Get Started — It's Free